Housing Loan What you need to know about the Housing Loan
A housing loan is a form of financing provided by a banking institution with the purpose of purchasing or constructing a residential property, also includes the renovation of the property or the acquisition of a commercial space. The financing duration is defined from five (5) to forty (40) years. In any case, the repayment duration of the loan is influenced by the age of the individuals involved and their financial capability.
Τα δάνεια κατοικίας με σκοπό είτε την ιδιόχρηση, είτε την επένδυση, αλλά και η χρηματοδότηση για αγορά οικοπέδου, ανέγερση κατοικίας, προσθήκη ή επισκευή ακινήτου, είναι μόνο μερικά από τα προϊόντα που εντάσσονται στο στεγαστικό δάνειο. Additionally, the purposes of the Housing Loan also include Loan Transfer, which allows you to transfer your existing loan from one bank to another in order to enjoy more favorable terms and a lower interest rate.
The experienced advisors of Real Finance are by your side at every stage of your housing loan, from pre-approval to disbursement, without any financial burden on your part. Our goal is to assist you in submitting your application for a Housing Loan and to monitor its progress until all financing procedures are completed, relieving you from time-consuming bureaucratic actions.
If you belong to a special category…
you can claim preferential interest rates and discounts on your Housing Loan.
If you are a member of the armed forces
If you are a member of the armed forces, Greek banks recognize your contribution and reward it with special privileges for your Housing Loan.
If you are a public sector employee
If you are a public sector employee in Greece, and you have a stable monthly income, you are eligible for special discounts and privileges for your Housing Loan.
If you are a Greek living abroad
Greeks living permanently or settled in another country continue to have the right to financing from Greek banks, just like any Greek citizen.
Even if you don't have Greek citizenship, as a resident living abroad, you have the right to access financing in Greece from banking institutions to cover your housing needs.
If you are a member of the armed forces
If you are a member of the armed forces, Greek banks recognize your contribution and reward it with special privileges for your Housing Loan.
If you are a public sector employee
If you work in the public sector of the country, you automatically have a stable monthly income, which ensures you special discounts and privileges for the Housing Loan.
If you are a Greek living abroad
Greeks living permanently or settled in another country continue to have the right to financing from Greek banks, just like any Greek citizen.
Even if you don't have Greek citizenship, as a resident living abroad, you have the right to access financing in Greece from banking institutions to cover your housing needs.
By your side at every step of your Financing!
Financial Approval
The financial approval helps you know the amount of the loan you can receive and secure the property you want to purchase from another interested party.
Legal & Technical Inspection
The legal and technical inspection is carried out by specialized personnel appointed by the bank to check the property for any outstanding issues or legal matters.
Final Approval
The final financial approval for the loan is granted by the bank after the relevant processes related to the purpose of the loan have been completed.
Loan Agreement
The loan agreement is completed and signed by all parties involved, outlining the terms that bind the borrower and the financial institution throughout the duration of the loan until repayment.
Property Encumbrance
The property is encumbered in favor of the lending institution. The borrower can be present in person or represented by a proxy lawyer, as well as a lawyer on behalf of the banking institution.
Loan Disbursement
The two-way draft is issued in the name of the seller from any branch of the banking institution. The draft can only be received by the borrower.
At Real Finance, we support you at every step of your financing process, from the financial approval to the disbursement of your housing loan, without any financial burden whatsoever.
What you should know about Real Finance...
No Financial Burden
Real Finance is compensated solely by the financing bank once the loan disbursement is completed, within the framework of its collaboration with Greek banks. It will never charge the borrower for its services.
Quality of Services
Our collaboration with Greek Banking Institutions is based on the reliability and solvency of our company, as assessed through continuous evaluations. Our team's experience guarantees fast and flexible processes for your financing needs.
Building Trust Relationships
Our goal is exclusively to satisfy our clients and establish a long-term and stable professional relationship based on mutual trust and respect for their interests.
Seeking the Best Option
The experienced team at Real Finance can provide you with comprehensive information and top-notch solutions for your financing needs, as well as proposals for the immediate repayment of your housing loan.
REQUEST US TO CALL YOU.
Please provide your contact information, and a specialized advisor from the Real Finance team will contact you as soon as possible!