Housing Loan for Non-Residents
Every citizen permanently residing in European Union countries, the United States of America, or the United Kingdom, even if they do not hold Greek citizenship, retains the right to financing in Greece, just like any other Greek citizen.
You can choose a variable interest rate starting from 2.6% with collateral on the property, in order to build, purchase, renovate, or repair your home. Additionally, you can choose a fixed interest rate for either the initial period or the entire duration of your loan, allowing you to accurately calculate your finances.
Our experience in the banking market since 2005 allows us to have knowledge of both the financing process and the loan adjustment needs for residents living abroad, in order to obtain approval from the collaborating banking institution.
Please fill out the interest form, and one of our specialized advisors will contact you.
Low Monthly Installment
with an interest rate starting from 2.6%
Flexible Repayment
with a loan duration of up to 40 years
of the property’s commercial value
with remote assistance
At Real Finance, we guide you through every step of your financing process, from financial pre-approval to the disbursement of your housing loan, without any financial burden whatsoever.
With a housing loan, you can build, purchase, or renovate a property under favorable terms and with a low-interest rate, just like Greek citizens do. The only requirements for financing in Greece for foreign residents living abroad are the following:
- The Tax Identification Number (ΑΦΜ) in Greece is required for each applicant of the loan.
- Permanent residence in countries of the European Union, the United Kingdom, or the United States of America is required.
- Income in USD, GBP, or CHF is required.
Why Choose Real Finance
Zero Cost
At Real Finance, we are remunerated exclusively by the Banking Institutions we collaborate with, and we will never charge our clients for the services we provide.
Interest Rates & Terms
Comparison Our long-standing partnership with Greek banks allows us to obtain preferential discounts on fixed or variable interest rates for our clients.
Streamlined Procedures
We fully undertake your financing process, from financial pre-approval to disbursement, keeping you informed continuously about the progress of your loan.
FAQs
For any further inquiries, feel free to call us at +30 210 95 10 900!
The loan amount and duration of your mortgage are calculated based on your financial capability and the value of the property being secured.
Sure. Our company provides customer service to clients from all over Greece and abroad without any financial burden whatsoever. You can contact us by phone at +30 210 95 10 900 from Monday to Friday, 09:00-19:00. You can also reach us via email at [email protected] or even schedule an appointment through Skype.
You can be financed with a mortgage loan to cover your expenses for the repair or renovation of your house. Funding through a renovation loan can help you cover up to 100% of the cost of your house repair or renovation works.
Certainly! We can help you choose a mortgage loan with both fixed and variable interest rates, and we will ensure that you get the lowest installment available in the market. However, please note that the fixed interest rate period is always the initial period during the duration of your loan. For example, you can choose a 30-year housing loan with a fixed interest rate for the first 20 years, while the interest rate for the remaining 10 years of your housing loan is variable.
Secure Immediate Financial Pre-approval!
Please fill in your contact information and a specialized consultant from the Real Finance team will call you as soon as possible!