Real Finance

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Monday – Friday: 09:00 – 19:00

Funding up to 85%<br> f the commercial value of the property!

Funding up to 85%
f the commercial value of the property!

The purpose of the loan and your credit profile
may secure you an even higher percentage of financing based
on the commercial value
of the property.

Fixed interest rate from 2.6% <br> for your mortgage!

Fixed interest rate from 2.6%
for your mortgage!

Real Finance is with you from pre-approval
to disbursement of your Housing Loan,
in order to secure the lowest interest rate
on the banking market.

Land Purchase

The purchase of a plot of land within a city plan or within the boundaries of a settlement may have the purpose of building a new residence or adding to an existing old one. It is a serious decision, for which all legal and technical aspects should be taken into consideration, down to the smallest detail.

In particular, as a financing option with a Housing Loan, the purchase of a plot of land has been increasingly attracting buyers’ interest in recent years.

Many buyers choose to purchase a plot of land in order to have the opportunity to build a home from scratch that fits their exact needs and preferences, just as they have envisioned it. This way, they ensure that the house they will live in will not have the imperfections that they may encounter in “ready-made” houses for sale. Additionally, buying a plot of land gives them the flexibility to choose the geographic location where they want to build their property later on.

Low Monthly Installment
with an interest rate starting from 2.6%

Flexible Repayment
with a loan duration of up to 40 years

Funding up to 85%
of the commercial value of the plot.
Submit an Application,
in real-time or remotely

Stages of Your Financing
for Land Purchase

Financial Pre-approval

An official assurance from the bank that you can receive the desired amount, the financing percentage, and the repayment period you have chosen, without any obligation.

Legal & Technical Due Diligence

The specialized personnel appointed by the bank conducts a thorough examination of the property being secured to determine if there are any legal or technical issues that need to be addressed before the financing approval.

Final Approval

Granted by the bank once the relevant processes related to the loan purpose have been completed. At the same time, the purchase and sale contracts are signed, and the property is compulsory insured against fire and earthquake risks.

Loan Agreement

Signed by all parties involved in the loan and describes in detail the terms and conditions binding the borrower and the financial institution throughout the duration of the housing loan until its repayment.

Property Encumbrance

The property is encumbered in favor of the lending institution to secure the loan. The borrower or their authorized representative appears in person or through an attorney at the peace court, along with the bank's lawyer.

Loan Disbursement

The loan is disbursed by issuing a promissory note from any branch of the banking institution, which is made out in the seller's name and can only be collected by the borrower.

Why Choose Real Finance

Zero Cost

At Real Finance, we are remunerated exclusively by the Banking Institutions we collaborate with, and we will never charge our clients for the services we provide.

Interest Rates & Terms

Comparison Our long-standing partnership with Greek banks allows us to obtain preferential discounts on fixed or variable interest rates for our clients.

Streamlined Procedures

We fully undertake your financing process, from financial pre-approval to disbursement, keeping you informed continuously about the progress of your loan.

5 Factors that Affect Your Loan

Credit Score

The client's credit profile is determined by their loan obligations and can contribute to obtaining a favorable loan interest rate.

Income Index

Derived from the borrower's loan obligations and their monthly income, it affects the loan amount they can be granted.

Cash Collateral

Cash collateral is the provision of cash through the banking institution to negotiate a more favorable interest rate for your loan.

Banking Relationship

The borrower's deposit relationship with the bank, including their salary, can contribute to obtaining a more favorable interest rate.

Standard of Living Index

The cost of living based on your family situation and loan obligations significantly affects the approved amount for a housing loan.


Secure Immediate Financial Pre-approval!

Please fill in your contact information and a specialized consultant from the Real Finance team will call you as soon as possible!