Real Finance

[email protected]

Monday – Friday: 09:00 – 19:00

Funding up to 85%<br> f the commercial value of the property!

Funding up to 85%
f the commercial value of the property!

The purpose of the loan and your credit profile
may secure you an even higher percentage of financing based
on the commercial value
of the property.

Fixed interest rate from 2.6% <br> for your mortgage!

Fixed interest rate from 2.6%
for your mortgage!

Real Finance is with you from pre-approval
to disbursement of your Housing Loan,
in order to secure the lowest interest rate
on the banking market.

House Purchase

The Housing Market accounts for more than 80% of new mortgages issued in the banking market at the moment. It is the most common purpose for financing through a Home Loan and this is explained by the fact that it is aninvestment that returns its capital value to the buyer.

The real estate market offers numerous opportunities in sales prices, at the same time, there has been a rapid increase in rental prices in recent years. Furthermore, unlike the rental price of a property, the selling price is more negotiable.

Today, renting does not offer any real benefits to the renter and their family, as it does not constitute an investment for the future. On the contrary, the housing market, and particularly the real estate market as a primary residence, offers the owner the opportunity to benefit from many privileges and tax exemptions, according to current legislation.


Low Monthly Installment

with an interest rate starting from 2.6%

Flexible Repayment

with a loan duration of up to 40 years

Funding up to 85%
real time or remotely
Submit an Application,
in real-time or remotely

Stages of Your Financing
for Home Purchase

Financial Pre-approval

An official assurance from the bank that you can receive the desired amount, the financing percentage, and the repayment period you have chosen, without any obligation.

Legal & Technical Due Diligence

The specialized personnel appointed by the bank conducts a thorough examination of the property being secured to determine if there are any legal or technical issues that need to be addressed before the financing approval.

Final Approval

Granted by the bank once the relevant processes related to the loan purpose have been completed. At the same time, the purchase and sale contracts are signed, and the property is compulsory insured against fire and earthquake risks.

Loan Agreement

Signed by all parties involved in the loan and describes in detail the terms and conditions binding the borrower and the financial institution throughout the duration of the housing loan until its repayment.

Property Encumbrance

The property is encumbered in favor of the lending institution to secure the loan. The borrower or their authorized representative appears in person or through an attorney at the peace court, along with the bank's lawyer.

Loan Disbursement

The loan is disbursed by issuing a promissory note from any branch of the banking institution, which is made out in the seller's name and can only be collected by the borrower.

Why Choose Real Finance

Zero Cost

At Real Finance, we are remunerated exclusively by the Banking Institutions we collaborate with, and we will never charge our clients for the services we provide.

Interest Rates & Terms

Comparison Our long-standing partnership with Greek banks allows us to obtain preferential discounts on fixed or variable interest rates for our clients.

Streamlined Procedures

We fully undertake your financing process, from financial pre-approval to disbursement, keeping you informed continuously about the progress of your loan.

5 Factors that Affect Your Loan

Credit Score

The client's credit profile is determined by their loan obligations and can contribute to obtaining a favorable loan interest rate.

Income Index

Derived from the borrower's loan obligations and their monthly income, it affects the loan amount they can be granted.

Cash Collateral

Cash collateral is the provision of cash through the banking institution to negotiate a more favorable interest rate for your loan.

Banking Relationship

The borrower's deposit relationship with the bank, including their salary, can contribute to obtaining a more favorable interest rate.

Standard of Living Index

The cost of living based on your family situation and loan obligations significantly affects the approved amount for a housing loan.


Secure Immediate Financial Pre-approval!

Please fill in your contact information and a specialized consultant from the Real Finance team will call you as soon as possible!