Funding up to 85%
f the commercial value of the property!
The purpose of the loan and your credit profile
may secure you an even higher percentage of financing based
on the commercial value
of the property.
Fixed interest rate from 2.6%
for your mortgage!
Real Finance is with you from pre-approval
to disbursement of your Housing Loan,
in order to secure the lowest interest rate
on the banking market.
Commercial Space Investment
Begin your professional career with the stability and financial security offered by the acquisition of your own professional space.
Investing in our own career is a valuable initiative that promises to change not only our way of thinking but also our living conditions.
The purchase of a commercial space offers us the opportunity to shape our space according to our desires and invest in the products or services we promote, even through a tastefully designed workspace.
You can purchase, construct, or renovate your commercial space with the appropriate loan tailored to your specific professional and personal needs!
Flexible Repayment
with a loan duration of up to 40 years
for Your Home Loan
of the commercial value of the property
in real-time or remotely
Stages of Your Financing
for Commercial Space Investment
Financial Pre-approval
An official assurance from the bank that you can receive the desired amount, the financing percentage, and the repayment period you have chosen, without any obligation.
Legal & Technical Due Diligence
The specialized personnel appointed by the bank conducts a thorough examination of the property being secured to determine if there are any legal or technical issues that need to be addressed before the financing approval.
Final Approval
Granted by the bank once the relevant processes related to the loan purpose have been completed. At the same time, the purchase and sale contracts are signed, and the property is compulsory insured against fire and earthquake risks.
Loan Agreement
Signed by all parties involved in the loan and describes in detail the terms and conditions binding the borrower and the financial institution throughout the duration of the housing loan until its repayment.
Property Encumbrance
The property is encumbered in favor of the lending institution to secure the loan. The borrower or their authorized representative appears in person or through an attorney at the peace court, along with the bank's lawyer.
Loan Disbursement
The loan is disbursed by issuing a promissory note from any branch of the banking institution, which is made out in the seller's name and can only be collected by the borrower.
Why Choose Real Finance
Zero Cost
At Real Finance, we are remunerated exclusively by the Banking Institutions we collaborate with, and we will never charge our clients for the services we provide.
Interest Rates & Terms
Comparison Our long-standing partnership with Greek banks allows us to obtain preferential discounts on fixed or variable interest rates for our clients.
Streamlined Procedures
We fully undertake your financing process, from financial pre-approval to disbursement, keeping you informed continuously about the progress of your loan.
5 Factors that Affect Your Loan
Credit Score
The client's credit profile is determined by their loan obligations and can contribute to obtaining a favorable loan interest rate.
Income Index
Derived from the borrower's loan obligations and their monthly income, it affects the loan amount they can be granted.
Cash Collateral
Cash collateral is the provision of cash through the banking institution to negotiate a more favorable interest rate for your loan.
Banking Relationship
The borrower's deposit relationship with the bank, including their salary, can contribute to obtaining a more favorable interest rate.
Standard of Living Index
The cost of living based on your family situation and loan obligations significantly affects the approved amount for a housing loan.
Secure Immediate Financial Pre-approval!
Please fill in your contact information and a specialized consultant from the Real Finance team will call you as soon as possible!